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Handicrafts are devices or works of art that are made completely by hand or by the use of relatively simple tools. Such goods are usually made in the traditional way of manufacturing goods. Therefore, the knowledge of the art of craft is usually passed down from one generation to another. The items made using these traditional methods of manufacturing are usually produced in smaller quantities and they often represent the culture or religious beliefs of the community that makes them. The goods are also handmade from natural materials that are found in the environment of the particular economy.

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A painting is equal to thousand words, means a beautiful painting is equal to million of words. Paintings are one of the oldest art forms -- throughout history artists have played an important role in documenting social movements, spiritual beliefs and general life and culture.

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In the world of Beads, Silver Beads have its own stand. From the day of discovery of silver and man’s knowledge of working with metal, man has been using silver as raw material for jewellery. Its magnificent metallic lustre and high ductility as well as malleability make it appropriate for making jewellery. Also it is stable in air and water so it do not get degrade easily. Another argue of using it as raw material in jewellery...

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Silver jewelry is widely seen as the most widely used jewelry available on the market. They are offer in various styles as well as colors. Since it has been produce into exclusive designs, a number of fashion enthusiasts really enjoy it. In many cases, someone needs silver jewelry to beautify their gorgeous dresses. Even though there are many different kinds of silver decorations on the market, you have to be thoroughly careful when preferring one on your…

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Three Unforgivable Mistakes In Personal Finances

Posted by Art Of Legend India [dot] Com On 5:11 AM
Unforgivable MistakesSummary: We organize our expenses, we calculate them and yet something happens and in the end we turn out to have not as much money as we actually need or want.

Sometimes we all feel as if there is a tiny invisible hole in our pocket where all our money just go missing. We organize our expenses, we calculate them and yet something happens and in the end we turn out to have not as much money as we actually need or want.

So, no matter how well you thing you manage your personal finances if you end up not being satisfied with the results you perhaps make one of the three most typical mistakes in this direction. Here are the most typical mistakes we usually make when managing our own finances:

 

You don't plan your monthly budget


Three Unforgivable Mistakes What do we think?
Making a budget is boring and too time-consuming. In addition, it can really cover some unexpected expenses that just happen every now and then.

Where do we go wrong?
People spend more than twenty hours per week watching TV or surfing in the Internet. Strictly speaking, you can actually spend two hours planing a strict budget, because after all, your financial status depends on your current decisions. You must know where are you now in order to plan where you could get.

Moreover, even if you have some unexpected expenses, even then there is a certain pattern, or at least kind of a sequence that will help you calculate an amount of money "for rainy days".

What is our advice: Divide your monthly budget into a couple of smaller portions. This will make you easier to plan your budget.

You delay a debt in order to pay another one

What do we think?
Most people think like "I better delay paying my bills this months in order to cover a larger sum I own the bank. The next month I will make it right and pay all bills simultaneously."

Where do we go wrong?
A debt repayment is one of our top priorities. However, allocating all of your available funds the way we have described earlier, is tricky since by reducing one debt we make a new one. And this usually leads to some problems. Try to manage your money properly between the bills and your other expenses. Do not let yourself fall into the trap when you borrow some money in order to pay an old debt.

What is our advice: That is exactly why it is of extreme importance to manage your personal finances properly. The best start of doing that by calculating your debt, bills and other regular expenses.

You do not save money for any unexpected situations

Three Unforgivable Mistakes In Personal FinancesWhat do we think?
If I save some money for a rainy day the rest won't be enough for everything I have planned for the month. It is highly unlikely anything to happen right now and if it does, I will just use mu credit card or I will get a loan.

Where do we go wrong?
Proper planning of our expenditures lies in avoiding any loans in order not to fall into a financial trap. If you save some money for unexpected situations are an important part of our monthly budget that could seem absolutely useless at first. However, if you are financially stable, or at least you think you are, the money you save may become a lifesaving issue if you have an accident or lose your job.

What is our advice? Most financial experts say that you should save a small amount of money every time you get your salary. The shortest period of time while you can do that is at least four months in order to have enough money in case of a financial collapse.

Morgan Johnes loves to write about business and fianance. He is a manager in BinaryTribune and has a lot of knowledge to share. In his spare time he loves to read and write. 

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Company Overview

Art of Legend India has the distinction of being one of the best in the Indian Handicraft Industry. We are about 75 years old handicrafts manufacturer & exporter. We are having team of more than 500 craftsman.

We are having our business offices in India, USA & Germany to ensure our best services.